How to Present a Fire Claim

 Help for Victims of Fire Catastrophes

If your house was damaged or destroyed by the Southern California Fire Storms of October/November 2003, the California fires of 2008, or just a single fire and you had a fire or homeowners policy you will be dealing with an insurance adjuster. It is your obligation under the homeowners policy to present your claim to the insurer and its adjuster.

 

Dealing with an insurance adjuster in a catastrophe is usually fairly easy because of the number of claims the adjuster is required to deal with in a short time. Insurers are in a very generous mood and seeking good publicity by taking care of victims of the catastrophe quickly and fairly.

 

To make the claims process go easily the insured person must understand that both the insured and the adjuster have duties when damage-caused by fire is discovered.

 

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