Insurance 101 – Volume 32 – Anti-Concurrent Cause Exclusions

Anti-Concurrent Cause Exclusions

The court ruled that even if the plaintiffs could prove that the levees were negligently designed, constructed, or maintained and that the breaches were due to this negligence, the flood exclusions in the plaintiffs’ policies unambiguously precluded the insureds’ right to indemnity because the efficient proximate cause of the loss was flood that might have been contributed by negligence.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library.

(c) 2015, Barry Zalma

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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