Insurance 101 – Volume 37 – Public Policy and Insurance

 Public Policy and Insurance

Insurance against the liability that comes from an intentional tort is said to be against “public policy.” In many states, intentional torts are uninsurable by statute.

The “public policy” of a state is generally stated by the Legislature in various statutes. They state a general principal that has become accepted as fair and reasonable by the people of the state.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library.

Legal Disclaimer:

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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