Public Policy and Insurance
Insurance against the liability that comes from an intentional tort is said to be against “public policy.” In many states, intentional torts are uninsurable by statute.
The “public policy” of a state is generally stated by the Legislature in various statutes. They state a general principal that has become accepted as fair and reasonable by the people of the state.
The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library.
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