Insurance 101 – Volume 64 – More on Additional Insureds

More on Additional Insureds

Under one standard AI coverage, the additional insured is covered for nothing but its vicarious liability for the acts and omissions of the named insured, even though the language of the AI endorsement does not compel or even permit such a result.

In National Union Fire Insurance Company Of Pittsburgh, PA, Respondent v. URS Corporation, Defendant, the New York Court of Appeals found a need to provide a defense to an additional insured.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library.

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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