Monthly Archives: November 2015

Insurance 101 – Chapter 3 – Volume 2 – More on Underwriting

More on Underwriting In modern usage in the US, underwriting has become more corporate and less individual. Underwriters are now employees of insurance companies. The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the … Continue reading

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Insurance 101 – Chapter 3 – Volume 1 – Underwriting

Underwriting Before the insurance claims adjuster can begin a claims investigation, he or she must understand the nature of underwriting. Underwriting is the process of accepting or rejecting risks. It requires a determination of the terms under which the insurance … Continue reading

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Insurance 101 – Chapter 2 – Volume 3 – Duty of Primary Insurer to Excess Insurer

Duty of Primary Insurer to Excess Insurer In excess and umbrella policies, courts imply, as they do in all insurance policies, a duty of good faith and fair dealing that neither party to a contract will do anything to impair … Continue reading

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Insurance 101 – Chapter 2 – Volume 12 – More on Excess v. Primary

More on Excess v. Primary The thrust of the rulings in this area clearly indicate that the carrier which has the demonstrable exposure to judgment is the one which should bear the expense of defense of the tort action, while … Continue reading

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