Insurance 101 – Chapter 4 – Volume 44 – Resident Relatives

Resident Relatives

Resident relative exclusions have long been held to be enforceable. The plain language of the policies do not limit the exclusion to instances where collusion between family members exists. The policies clearly exclude coverage for every personal liability claim involving injury to a resident relative of the named insured. The absence of a sexual molestation exclusion would not make the resident relative exclusion inapplicable.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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