Declaring a Policy Void
In almost every policy of insurance a clause similar to the following is written as a condition precedent to recovery of indemnity:
This Coverage Form is void in any case of fraud by you
at any time as it relates to this Coverage Form. It is also void if you or any other “insured,” at any time, intentionally conceal or misrepresent a material fact concerning: a. This Coverage Form; b. The covered “auto”; c. Your interest in the covered “auto”; or d. A claim under this Coverage Form. (Insurance Services Office form CA 00 01 01 87).]
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