Insurance 101 – Chapter 6 – Volume 2 – Declaring a Policy Void – 2

Declaring a Policy Void –  2

The Wyoming Supreme Court found that there is no coverage for the intentional tort of trespass and, after finding the insured stipulated to a judgment (agreed with the plaintiff that a judgment could be entered against her and in favor of the plaintiff), the court recognized that a trespasser who believe she is authorized to enter another’s property but does so in the face of the owner’s opposition or who should have known of the owner’s claim to the property is subject to punitive damages. Therefore, her stipulation caused the policy to be void.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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