The Reversal of an Arizona Divergence – 3

The distinction between dishonesty and concealment or misrepresentation seems elusive at best and certainly is not one that supports the imposition of different burdens. The Supreme Court understood, and now requires, that courts in Arizona never apply different burdens to establish one defense over the another raised by insurers to a claim of an insured. The Arizona Supreme Court relied on the opinion of another court that succinctly explained that to require different burdens of proof for dishonesty, arson, and concealment or misrepresentation is both illogical and impractical

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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