Photograph the Scene
To substantiate the agreed scope of the adjuster must photograph the scene—both the damaged and undamaged portions of the property—that is the subject of the loss. The adjuster must take a complete photographic and written inventory of the loss scene. The adjuster must take photographs of everything damaged, any possible source of ignition of a fire, or any other peril that may have caused the damage and those things not damaged. If the scene is extensive, the adjuster should consider hiring a professional to do a video inventory of the loss location. It should be taken silently. A narration can be added later, after everything has been seen. If there is an extensive contents loss the adjuster must retain the services of a salvor to inventory and price each item of inventory, whether damaged or not.
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