Monthly Archives: December 2015

Insurance 101 – Chapter 7 – Volume 13 – Photograph the Scene

Photograph the Scene To substantiate the agreed scope of the adjuster must photograph the scene—both the damaged and undamaged portions of the property—that is the subject of the loss. The adjuster must take a complete photographic and written inventory of … Continue reading

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Insurance 101 – Chapter 7 – Volume 12 – Establish the Amount of the Loss and Claim – 2

Establish the Amount of the Loss and Claim – 2 The adjuster must walk through the entire scene of the loss with the insured and obtain an agreed scope of loss. He or she must advise the insured that the … Continue reading

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Insurance 101 – Chapter 7 – Volume 11 – Establish the Amount of the Loss and Claim

Establish the Amount of the Loss and Claim The Scope of Loss To aid the insured in his or her obligation to prove the loss, the adjuster must, on the first visit, establish with the insured the exact scope of … Continue reading

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Insurance 101 – Chapter 7 – Volume 10 – Claims Inventories or Other Documents

Claims Inventories or Other Documents Many insurers, when faced with a property claim, require the insured to present an itemized list of contents included in the claim. Frequently, forms are sent to the insured that request information concerning claimed items … Continue reading

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