Complete a Thorough Investigation
There is no excuse, regardless of the size of the loss, for failing to complete a thorough investigation. Most insurance frauds are small and consist of inflation of the description or value of the item that is the subject of the claim. It is not unusual for a black and white television to be reported stolen as a color television so the insured can obtain the extra dollars necessary to pay the deductible amount. Thorough investigation may discover this inflated claim. A thorough investigation will also make it possible for the adjuster to pay the honest insured every dollar of indemnity to which the insured is entitled.
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