Insurance 101 – Chapter 8 – Volume 18 – Collapse – 3

Collapse – 3

it is generally sufficient to prove the event insured against was the efficient cause of the loss, even though not the sole cause. Where an  expert has testified … the accumulated water on the roof would not by itself have caused the roof to collapse, a reasonable jury could find that the clogging of the downspouts was the efficient and proximate cause.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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