Recommendations – 2
An example of an anti-concurrent cause exclusion can be found in a
homeowners policy issued by the Farmers Insurance group which states: “Acts or omissions of persons can cause, contribute to or aggravate earth movement. Also, earth movement can occur naturally to cause loss, or combine with acts or omissions of persons to cause loss. Whenever earth movement occurs, the resulting loss is always excluded under this policy, however caused….”
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