Insurance 101 – Chapter 9 – Volume 51 – Denial of Claim

Denial of Claim

When it is determined that a claim must be rejected, the insured should be given a detailed account of all reasons for the denial of the claim.  The failure to file suit should, considering the wording of the policies, seldom be the only reason for denial. If the insured has failed to file suit within a year the insured has probably failed to comply with the conditions that require prompt notice of the loss and the submission of a proof of loss.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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