Denial of Claim
When it is determined that a claim must be rejected, the insured should be given a detailed account of all reasons for the denial of the claim. The failure to file suit should, considering the wording of the policies, seldom be the only reason for denial. If the insured has failed to file suit within a year the insured has probably failed to comply with the conditions that require prompt notice of the loss and the submission of a proof of loss.
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