Insurance 101 – Chapter 9 – Volume 78 – What is a “Claim”?

What is a “Claim”?

The term “claim” is not defined in the CGL policy. The meaning may be inferred from the insuring agreement, which provides that the policy: “applies to “bodily injury” and “property damage” only if a claim for damages because of the “bodily injury” or “property damage” is first made against any insured during the policy period.”

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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