Insurance 101 – Chapter 9 – Volume 91 – Defenses to Accidental Tort Claims – 2

Defenses to Accidental Tort Claims – 2

A person can expressly agree to assume the risk of another person’s negligence, and such an agreement is valid unless it contravenes public policy. Examples include off-road motorcycle riding: in the case of a plaintiff who claims to be fully aware of the hazards of the conduct and voluntarily assumes all risks of injury, there is no liability. These  contracts can be entered into before the injury and are enforceable as an  Assumption of the risk.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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