Insurance 101 – Chapter 9 – Volume 132 – Lawyers & Coverage

 Lawyers & Coverage

Even if there is little or no possibility of coverage for indemnity under the policy, there may still be an obligation to defend the insured. Thus, as has been seen from the cases cited above, even a clear and unambiguous exclusion for assault or battery as an intentional act can still be such that an insurer must defend the insured. Refusing to defend an insured to any claim is usually hazardous, and the decision should only be made with the advice and counsel of an experienced insurance coverage attorney.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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