The Tort Remedy
When one person does a wrong to another it is called a “tort.” Negligence is a type of tort. A tort can be either accidental or intentional. In either event the person to whom the wrong is done is able to sue for the damages he or she suffers as a result of that wrong. An insurer can step in the shoes of the insured and file the same suit if it paid the insured for the same damages.
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