The Auto Accident Case
The insured admits he ran a red light and hit a third party. Even this fact situation has a possibility of subrogation. Suppose there was an overhanging tree that had obscured the insured’s vision and he could not see the light. The insured, and his insurer, may have a right back against the owner of the tree, or possibly the city, for maintaining its property
in a dangerous condition: the stop lights were hidden from the view of motorists.
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