Insurance 101 – Chapter 11 – Volume 75 – Provide Defense

Provide Defense

Timely notice by the insured to the insurer of service of a complaint or timely notice of a claim from the insured to the insurer is required by every policy. Once on notice, the insurer’s refusal to defend may result in a finding that it has breached its duty to the insured, even if there has not been an excess judgment. Failure to provide a defense where the insurer was on notice that a defense was probably owed, and where the case resulted in a defense verdict at the insured’s expense will, in most situations, result in finding of bad faith of the insurer.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

Legal Disclaimer

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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