Criminal Acts

Where a yacht policy contained a provision excluding coverage for “any loss, damage or liability willfully, intentionally or criminally caused or incurred by an insured person,” the First Circuit Court of Appeals found no coverage where the operator of the boat was convicted of criminal negligence that resulted in the death of a passenger in his boat.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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