Denial Requires Fraudulent Intent

In the presentation of a claim, however, the insured’s act must have been intended to defraud the insurer. Even a gross overvaluation of a  claim will not permit an insurer to deny the entire claim or declare the  policy void unless the insurer can prove that the overvaluation was not  an honest mistake.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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