False Alarm Warranty Allows Insurer to Void Coverage

In this, the fourteenth issue of the 20th year of publication of Zalma’s Insurance Fraud Letter (ZIFL), Barry Zalma, on July 15, 2016 continues the effort to reduce the effect of insurance fraud around the world. The issue indicates that, regardless of some success, the efforts must be increased.

Insurance fraud investigations must be conducted fairly, thoroughly, and always in good faith. Insurance professionals must understand and act ethically in everything they do in their claims investigations and evaluation of an insurance policy and its coverages.

The current issue of ZIFL reports on:

• False Alarm Warranty Allows Insurer to Void Coverage
• Barry Zalma
• The Claims Commandments – 12-15
• Proformative Academy Webinars
• Richest Lawyers in U.S. Also a Fraudster & Ex-Con
• Changes in False Claims Act
• Good News from The Coalition Against Insurance Fraud – Convictions
• Insurance Must Be a Profit Making Entity & Is Not an Entitlement
• Books from Barry Zalma
• Wisdom
• The Zalma Insurance Claims Library
• Health Insurance Fraud Convictions
• Books from the American Bar Association by Barry Zalma
• Other Insurance Fraud Convictions
• Zalma Insurance Consultants Provides the Following Services to Its Clients
• Zalma’s Insurance 101
• Zalma’s Insurance Fraud Letter

VISIT ZALMA INSURANCE CONSULTANTS

Visit the Zalma Insurance Claims Library

Learn About Insurance Publications by Barry Zalma

Zalma On Insurance – A Blog

 The most recent posts to the daily blog, Zalma on Insurance, are available at http://zalma.com/blog.  

• Claims Legend Award July 14, 2016
• No Fortuity No Coverage July 14, 2016
• General Damages Prohibited July 14, 2016
• Body Shop – Not an Insured – Can’t Sue On Anti-Steering Statute July 13, 2016
• Policy Limits Irrelevant in UIM Trial July 12, 2016
• Known Loss Defense Fails July 11, 2016
• Genuine Dispute Defeats Bad Faith Claim July 8, 2016
• Vague Conclusory Statements Not Sufficient to Plead July 7, 2016
• Another Assignment to Sue Insurer to Enforce Judgment Fails July 6, 2016
• Rescission & Video Training July 5, 2016
• The Hazards of Using a Professional Employer Organization July 5, 2016
• Case Against Insurance Agent Assignable July 4, 2016
• Health Fraud Case Lawyers Removed July 1, 2016
• Insurable Interest & Coverage June 30, 2016
• Declaratory Relief Only Available If There is an “Actual Controversy” June 30, 2016
• Court May Not Change LLP to General Partnership June 29, 2016
• Failure to Read and Apply Policy Is Expensive June 28, 2016
• Payment of Appraisal Award Promptly Defeats Bad Faith June 27, 2016
• First Annual Claims Magazine/Americas Claims Event Legend Award June 27, 2016

Check in every day for a case summary at http://zalma.com/blog

Zalma’s Insurance 101 

I have also created a video blog called Zalma’s Insurance 101 which currently has over 697 three to four minute videos starting with “What is Insurance” and moving forward to the Release of All Claims explaining the basics of insurance and insurance claims handling in a painless fashion that can be viewed every morning with the first cup of coffee at Zalma’s Insurance 101 where you can view some of the following as part of the 966 videos the latest of which include:

•  Insurance 101 – Chapter 16 Volume 56 – Selecting Jurors
• Insurance 101 – Chapter 16 Volume 55 – More on Role of Counsel
• Insurance 101 – Chapter 16 Volume 54 – Role of Counsel
• Insurance 101 – Chapter 16 Volume 53 – Role of the Investigator
• Insurance 101 – Chapter 16 Volume 52 – Preparing the Case
• Insurance 101 – Chapter 16 Volume 51 – Selecting an Expert
• Insurance 101 – Chapter 16 Volume 50 – Experts Available to Claims Investigators
• Insurance 101 – Chapter 16 Volume 49 – The Claims Expert
• Insurance 101 – Chapter 16 Volume 48 – SIU Reliance on Expert
• Insurance 101 – Chapter 16 Volume 47 – Use of a Fraud Expert
• Insurance 101 – Chapter 16 Volume 46 – More Use of an Expert
• Insurance 101 – Chapter 16 Volume 45 – Use of an Expert
• Insurance 101 – Chapter 16 Volume 44 – Conspiracy
• Insurance 101 – Chapter 16 Volume 43 – Probable Cause
• Insurance 101 – Chapter 16 Volume 42 – Problems of Inadequate Evidence
• Insurance 101 – Chapter 16 Volume 41 – More on Preponderance of Evidence
• Insurance 101 – Chapter 16 Volume 40 – Preponderance of Evidence
• Insurance 101 – Chapter 16 Volume 39 – Circumstantial Evidence
• Insurance 101 – Chapter 16 Volume 38 – Standards of Evidence
• Insurance 101 – Chapter 16 Volume 37 – Health Care Claims & More
• Insurance 101 – Chapter 16 Volume 36 – Auto Theft or Auto Injury Claims
• Insurance 101 – Chapter 16 Volume 35 – Taking a Fraud Case to Trial
• Insurance 101 – Chapter 16 Volume 34 – Settlements

The videoblog is adapted from my book, Insurance Claims: A Comprehensive Guide available at the Zalma Insurance Claims Library

zalma@zalma.com or bzalma@earthlink.net

Follow on Twitter at https://twitter.com/bzalma

Videoblog at http://www.zalma.com/videoblog

Blog at: http://zalma.com/blog