Insurers as Victims of Fraud
In State v. Cross, No. E2001-02724-CCA-R3-CD (Tenn. Crim. App. 08/12/2002), the Tennessee Court of Criminal Appeals was faced with a defendant who claimed that an insurer, for purposes of criminal restitution, could not be the victim of a crime. The basis of the conclusion was that the insurer’s obligations to pay were contractual and not as a result of the direct acts of the criminal against the victim.
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