Author Archives: barryzalma

Lies About Criminal Convictions on Application Voids Coverage

Policy Void From Its Inception – No Duty to Defend The implied covenant of good faith and fair dealing applies equally on the person insured as it applies to an insurer. When a person applies for insurance and misrepresents material … Continue reading

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Arson for Profit

“Arson for Profit: How an Attempt to use Arson & Fraud to Fund Terrorism Failed” This story is based on a real case involving a member of Russian/Armenian organized crime, real insurers, investigators, lawyers, fire fighters, and insurance brokers. The … Continue reading

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Insurance 101 – Chapter 16 Volume 95 – FRAUD CHECKLIST

FRAUD CHECKLIST Response to fraud checklist. The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library Legal Disclaimer The author and publisher … Continue reading

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Insurance 101 – Chapter 16 Volume 94 – SUMMARY-3

 SUMMARY-3 Malcolm Sparrow of Harvard’s Kennedy School of Management cited the dead as a glaring example of how much more needs to be done “to properly excise the cancer of fraud” from healthcare. The healthcare industry does “a terrible job … Continue reading

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