Insurance 101 – Chapter 4 – Volume 35 – Pollution


Rarely has any issue spawned as many court decisions, and as many varied decisions, rationales and results as has the pollution-exclusion clause. Of the states that have considered the exclusion, approximately half of them have determined that the clause is only meant to exclude coverage for traditional environmental pollution while the remaining states seem to have concluded that the language of the clause excludes from coverage all forms of pollution.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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