Insurance 101 – Chapter 4 – Volume 45 – Absolute Pollution

 Absolute Pollution

One from of Absolute Pollution Exclusion:

This insurance does not apply to:

f. Pollution

(1) “Bodily injury” or “property damage” which would not
have occurred in whole or part but for the actual,
alleged or threatened discharge, dispersal, seepage,
migration, release or escape of “pollutants” at any time.

(2) Any loss, cost or expense arising out of any:(a) Request, demand, order or statutory or regulatory
requirement that any insured or others test for,
monitor, clean up, remove, contain, treat, detoxify
or neutralize, or in any way respond to, or assess
the effects of “pollutants”; or

(b) Claim or suit by or on behalf of a governmental
authority for damages because of testing for, monitoring,
cleaning up, removing, containing, treating,
detoxifying or neutralizing, or in any way responding
to, or assessing the effects of, “pollutants.”

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


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