Insurance 101 – Chapter 5 – Volume 8 – The Public Adjuster Does

The Public Adjuster Does

Most states license and regulate public insurance adjusters.

Their contracts are subject to approval by the insurance departments in the states in which they operate. The public adjuster contract is technically an assignment of policy proceeds due to the policyholder from the insurer.

The validity of a post-loss assignment was approved by the Pennsylvania Supreme Court in Egger v. Gulf Ins. Although this judgment did not involve a first party case, it applied law that has been adopted in other states.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


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