Insurance 101 – Chapter 5 – Volume 38 – Self-Defense – 2

Self-Defense – 2

New York’s highest court, the Court of Appeals, recently ruled that a homeowners’ insurer had a duty to defend its insured (the plaintiff, Cook) in a wrongful death action arising from a shooting committed in self-defense. Recognizing that it is the potentiality of a covered loss, not the actuality, that governs, the court found by an examination of the wrongful death complaint that the claim was covered by the policy, because, among other things, the complaint alleged that Cook negligently caused the decedent’s  death.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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