Insurance 101 – Chapter 5 – Volume 53 – Misrepresentation by Insurer and/or Agent

Misrepresentation by Insurer and/or Agent

A recent case involving former General Motors workers stands out as an example of attempts to allege misrepresentation on the part of an insurer. Metropolitan Life Insurance Company (“MetLife”) issued the employees’ group life insurance policy and periodically sent letters to plan participants advising them of the status of their benefits. GM reduced the plaintiffs’ continuing life insurance benefits as part of its 2009 Chapter 11 reorganization. In Haviland v. Metropolitan Life Insurance Co., the plan recipients sued MetLife because they wanted the benefits they had been entitled to before the bankruptcy. The district court granted MetLife’s motion to dismiss.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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