Insurance 101 – Chapter 6 – Volume 3 – The Burden of Proof To Void Coverage

The Burden of Proof To Void Coverage

Whenever an insurer attempts to refuse coverage because a loss is caused by the intentional act of an insured, it must understand that it has the burden of proving that intent by a preponderance of available evidence. Denial for intentional acts without sufficient evidence can be the basis for a suit against the insurer.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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