Insurance 101 – Chapter 7 – Volume 45 – Adjusting Liability Claims

 Adjusting Liability Claims

When a claim is presented against an insured seeking damages for negligence or some other tort the insurer must conduct itself knowing that the person insured is under stress and feels all of his or her assets are at risk. It is the obligation of the adjuster to fulfill the promise made by the insurer at the time the policy was sold to defend and, if necessary, indemnify the insured for damages caused to third persons. The adjuster must be an investigator, an expert in the interpretation of an insurance contract, and a person with sufficient empathy to fulfill the promises made by the policy while simultaneously protecting the interests of the insurer.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

Legal Disclaimer

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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