Exclusions

Mysterious Disappearance

Typical of a mysterious disappearance is the situation found in Johnson v. General Accident, Fire & Life Assurance Corporation 454 S.W.2d 837 (1970), where the plaintiff took her daughter to school and then went shopping between 8:00 and 9:00 am. During that time, a diamond wristwatch she had been wearing disappeared. The Texas Court of Civil Appeals found that the loss was a “disappearance under circumstances which excite, and at the same time, baffle, wonder or curiosity.”

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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