Insurance 101 – Chapter 8 – Volume 5 – Exclusions


Mysterious Disappearance

Typical of a mysterious disappearance is the situation found in Johnson v. General Accident, Fire & Life Assurance Corporation 454 S.W.2d 837 (1970), where the plaintiff took her daughter to school and then went shopping between 8:00 and 9:00 am. During that time, a diamond wristwatch she had been wearing disappeared. The Texas Court of Civil Appeals found that the loss was a “disappearance under circumstances which excite, and at the same time, baffle, wonder or curiosity.”

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


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