Insurance 101 – Chapter 8 – Volume 19 – Collapse – 4 – Fortuity

Collapse – 4 – Fortuity

The dilapidated condition of the building demonstrates that the collapse of the building did not happen by chance or accident. It was expected. Since plaintiff [the insured] failed to establish a prima facie case that the loss was due to a fortuitous event, the insurer is not liable.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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