Insurance 101 – Chapter 8 – Volume 43 – Declaring a Policy Void

 Declaring a Policy Void


Insurers rely on representations and warranties made by a prospective insured in making the decision to insure or not insure. If the  representation or warranty is false and the insurer can establish that the false representation was material to the risk it was asked to take, it can rescind the insurance, that is, declare that it was void from its inception, or it can defend any suit brought by an insured to collect on the policy.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

Legal Disclaimer

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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