More on Notice Prejudice Rule
The adjuster faced with a late report of loss should immediately protect the rights of the insurer by delivering a reservation of rights letter to the insured or obtaining from the insured a non-waiver agreement. The adjuster should then commence a thorough investigation to determine if the delay by the insured is sufficient to establish prejudice.
The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library
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