Insurance 101 – Chapter 8 – Volume 45 – Determine if Coverage Exists

More on Notice Prejudice Rule

The adjuster faced with a late report of loss should immediately protect the rights of the insurer by delivering a reservation of rights letter to the insured or obtaining from the insured a non-waiver agreement. The adjuster should then commence a thorough investigation to determine if the delay by the insured is sufficient to establish prejudice.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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