Insurance 101 – Chapter 9 – Volume 22 – The Notice-Prejudice Rule

The Notice-Prejudice Rule

The usually uncomplicated phrase “late notice” has become a target of courts that change clear and unambiguous to a situation of confusion and doubt. The timely notice of claims is generally an express requirement of an insurance policy and fundamental to the efficient and predictable administration of claims. The modern trend by U.S. courts and legislatures has been to diminish “late notice” as a defense to coverage.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


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