Insurance 101 – Chapter 9 – Volume 48 – Disasters and Limitations of Action Claims

Disasters and Limitations of Action Claims

Disasters bring on interesting, sometimes strange, decisions by trial and appellate courts intent on getting the most money available to insureds regardless of the intent of the  drafters of policies of insurance. For that reason an earthquake exclusion may not apply, for instance because the damage was caused by the “tectonic processes of the earth,” or  where statutes of limitations are extended by state legislative action.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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