Claim Reporting Requirements

Many claims made polices further limit coverage to claims that are both received by the insured and reported to the carrier or the agent during the policy period. If applicable, the reports may be made during the  ERP.  This reporting requirement has caused much controversy in the courts. Most courts that have affirmed this additional limitation to coverage.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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