Insurance 101 – Chapter 9 – Volume 100 – The Liability Claim File

The Liability Claim File

The claim file is the basic foundation on which all claims are resolved. It is used by defense counsel to properly defend a claim. It is the source of all necessary information to make a reasoned decision with regard to a claim. An incomplete claim file is a danger to the insurer and its insured and is evidence of unprofessional claims handling. For all liability claims it is important to memorialize and record the facts as soon as possible after the incident.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

Legal Disclaimer

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


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