Insurance 101 – Chapter 11 – Volume 86 – Limitation on Defense – 2

Limitation on Defense – 2

The Court of Appeal concluded that if 21st Century “failed to conduct a thorough investigation,” there could be no “genuine dispute” as there is now a controversy about the adequacy of that investigation. In other words, even if 21st Century initially “harbor[ed] actual doubts” about the claim, triable issues of fact remain regarding whether “a  reasonable investigation would have disclosed information making those doubts no longer tenable.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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