Payment of Indemnity Based on Reasonable Evidence
In Singleton v. State Farm Fire and Casualty Co., 928 So.2d 280 (Ala. Nov. 10, 2005) the Supreme Court of Alabama responded to a case where the roof of the Singletons’ garage, which was flat and covered with an asphalt based rolled material rather than with conventional roofing shingles, was damaged by wind in June 2001. The agent who sold the Singletons their policy inspected the roof and informed the Singletons that he did not think the policy would cover their claim. Later a claims adjuster examined the roof.
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