Insurance 101 – Chapter 11 – Volume 97 – Payment of Indemnity Based on Reasonable Evidence

Payment of Indemnity Based on Reasonable Evidence

In Singleton v. State Farm Fire and Casualty Co., 928 So.2d 280 (Ala. Nov. 10, 2005) the Supreme Court of Alabama responded to a case where the roof of the Singletons’ garage, which was flat and covered with an asphalt based rolled material rather than with conventional roofing shingles, was damaged by wind in June 2001. The agent who sold the Singletons their policy inspected the roof and informed the Singletons that he did not think the policy would cover their claim. Later a claims adjuster examined the roof.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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