Insurance 101 – Chapter 13 – Volume 22 – More Independent Counsel

More Independent Counsel

The Supreme Court of Ohio held that the policyholder was sued for negligently and intentionally shooting the plaintiff. A finding of negligence at trial bound the insurer. The court explained that in Ohio an insurer must intervene at trial to protect its interests and argue that the policyholder acted intentionally, because the liability finding of the trier of fact may not be relitigated in a supplemental proceeding. In most states an insurer should never interpose itself into a lawsuit and has no right to so do because of the prejudice to the insured if the jury learns insurance is available.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


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