Insurance 101 – Chapter 14 – Volume 27 – More on Independent Medical Examinations

More on Independent Medical Examinations

Much time has passed and insurers are forgetting the lesson taught in Sprague. The errors made by the investigators and claims people were breaches of their ethical obligations. They should have instructed the IME as to the proper definition of total disability and should have known that the disability benefits were owed when the IME reported the existence of degenerative arthritis.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


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