Arson Investigation Team
There is no question that the team approach suggested above will be expensive. The adjuster must consider whether such a team would be a cost-effective approach to the investigation required. If not, the team can be reduced to the essentials that are needed, in a cost-effective manner, to thoroughly investigate the fire. The adjuster should recognize, however, that to allow a person who commits arson-for-profit to succeed, no matter how small the dollar amount, is never cost effective and should make that fact clear to the insurer’s management.
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