Insurance 101 – Chapter 16 Volume 28 – More on Denial

More on Denial

There are limitations to the exception of advice of counsel. For example, if an attorney’s opinion is based on incomplete information provided by the insurer, reliance on that advice will probably not constitute evidence of good faith. Similarly, if the attorney’s opinion is based on inadmissible evidence or is patently unreasonable, an insurer’s reliance on that opinion will not insulate it from bad faith liability. The ultimate responsibility for the decision always rests on the insurer. The insurer cannot rely on poor legal advice just to avoid paying a claim.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library


Legal Disclaimer

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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