Insurance 101 – Chapter 16 Volume 43 – Probable Cause

Probable Cause

Although “probable cause” is a concept more usually connected to criminal law, it also applies to civil law situations like reporting fraudulent claims to authorities. Probable cause is not absolute proof beyond a reasonable doubt nor is it even proof beyond a preponderance of the evidence. It is better described as a reasonable suspicion. Probable cause is what is required of insurers in those states that require insurers to report suspected fraudulent claims to a prosecutor.

The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at the Zalma Insurance Claims Library

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The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.

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